The Problem
The interest you lose is the wealth that you never build. Farm families finance everything - whether by borrowing or by paying cash.
Borrowing money? You pay the interest
Paying cash? You give up the interest
Either way, that interest is gone for good-lost to the outside world, never benefiting your future generations.
The interest you lose is the wealth that you never build.
You do all the hard work, but the interest quietly leaves - eroding your wealth, your freedom, and your family’s legacy.
As per Statistics Canada, from 2015 to 2023, Canadian farmers paid $30 billion as interest expense. In 2023, this number was $5.3 billion
The Financial Blindspot
Compounding: The Force That Builds - or Breaks - Your Wealth
Money loves compounding. And compounding works both ways
You’re very familiar with how it works against you-loans, credit cards, leases
The moment your money leaves your control without first compounding for you, it starts compounding for someone else
This quiet surrender is the biggest blind spot in farm finance
Self-Financing flips the equation. It helps create compounding that actually works for you
The Solution
Structured Compounding - Designing Before Doing
Not all compounding is created equal. Your cash needs a system that creates engineered compounding:
Contractual Guarantees – Predictable growth
Uninterrupted Compounding –Never breaks momentum
Tax-Free, Risk-Free Growth – Keep more of what you grow
Stress-Free Access to Capital – Liquidity when you need it
It takes a structured, step-by-step process to redirect your farm cashflows - so your money compounds first, builds strength, and then supports your financing needs.
Compounding must be engineered before it is ever deployed.
Built for Peace-of-Mind Wealth Creation
A well-designed Participating Dividend Paying Whole Life Insurance Contract gives you:
Guaranteed Premiums – Never increase
Compounding Cash Value – Daily, tax-free, risk-free growth from Day 1
Policy Equity Line of Credit
Access up to 90% of your Cash Value
No underwriting or approval
Use for any purpose-and repay on your schedule (or never, ask us how!)
Tax-Free Retirement Income – Passive income made simple
Death Benefit Windfall – Helps equalize estate and fund terminal tax liabilities
Capital Dividend Account – Surviving shareholders extract cash tax-free
The Tool
You own the strongest loan collateral there is - your compounding Cash Value
Our Value-Add
Capital Coaching for Farm Families
We’re not selling a product. We’re Capital Coaches - helping farm families build resilient cash management systems
We help you by:
Custom-building strategies aligned with your farm’s cashflows and family’s aspirations
Constructing robust Cash Values - the most trusted loan collateral that banks love
Giving you access to farm tax and estate planning specialists - at our cost
Providing mentorship and coaching for life
Our mission is to revolutionize farm-financing by cultivating self-reliance: ONE FARM FAMILY AT A TIME
Ready To Begin
Let’s Build Your Farm’s Self-Financing System Together
Infinite Banking helps you reclaim the interest you lose-and redirect it into generational wealth.
It is a Simple system with a Lasting impact.
Whether you’re buying equipment, planning retirement, or preparing to pass on the farm, you need a multi-generational self-financing system that is built for you.
“Creating your own banking system is not a product. It’s a process. It’s a way of life.”
